Category Archives: Financial & Frugality

Articles, commentary, and information on frugal living, and achieving financial security and discipline.

Financial records and “continuity planning”

Most businesses have established (or at least should have) business continuity plans for ensuring the business can continue operating in the event of a localized or general emergency. This is the case with households, too. Emergency evacuation plans and 72-hour … Continue reading

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Step Two – Financial baseline

When starting a new job simultaneous with moving into a new home in a new state there is a certain amount of chaos wrecked on the home finances. There are unexpected expenses in moving out, unexpected expenses in moving in, … Continue reading

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Step One – Shelter

With my new job comes relocation. I’m not looking forward to it, and other than my new job itself, it demands the bulk of my attention every day. There are a lot of decisions to be made, and a lot … Continue reading

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The lure of "bulk"

As a general rule, buying bulk is a good way to save money. But one has to be careful. Take for example my recent toilet paper shopping for my business. We have a regular catalog for a business supplies, so … Continue reading

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Friends don’t let friends retire broke

The title of this post is the slogan of my financial adviser. I’ve had a financial adviser for close to ten years now, and for me it’s a good thing. I won’t go so far as to say everyone needs … Continue reading

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Home Record Storage: Part 1 – Critical Documents

I finally got back to continuing my series on my sister’s blog about home document management. This edition helps you take the first step to getting all your documents under control by starting with the most critical ones. There’s also … Continue reading

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What if the economy gets worse?

Path Across’ Jim Ingham is asking the question: Have you given any thought as to what the economy looks like if we see a deepening of the recession due to the Gulf Oil Spill or any other event? He then … Continue reading

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Share tools saves money, increases access to the right tools

Mondegreen II has a great idea I should try to implement in my homeowners association (I’m the president): Think of the specialty tools we buy that we don’t need more than once a year (if that). Not only do we … Continue reading

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Money saving tips

Lauren at Path Across has an article on four ways to save money and time. To summarize: Use smaller amounts of cleaning products Eat leftovers and use up less-than-crisp vegetables Cancel the cable TV Grow a few houseplants and feed … Continue reading

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Giving money to your kids teaches reliance, not self-reliance

Facts and Opinions opines on the harmful effects of helping your kids out with cash: You wouldn’t believe this is logical. How could you hurt your children by providing them dollars? Over the long term should you continually give your … Continue reading

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